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Introduction to Medical Insurance
 With medical tourism gaining such world wide popularity
throughout India, it is important to keep the legal
aspects and insurance facilities for treatment in mind,
for those , making India their medical destination.
Medical insurance in India covers and pays for the medical
costs of the patient , if he is insured, in situations
of sudden sickness and accidents.
Medical Insurance and legal aspects
Medical tourists should first check with their insurance
provider to see if the hospital where they are being
treated is covered by their policy. He should also be
aware of the legal aspects and issues. In cases of unsatisfactory
treatment crossing international boundaries, the issue
of legal recourse is undefined till now.
The patients can also avail the medical Visa, that is
been offered by the Indian Government for the period
of treatment.
Medical or health Insurance in India
With medical insurance gaining popularity these days
as the buffer for emergencies, people are not only insuring
themselves, but also their family members to ensure
any future medical expenses and other related costs.
Different kinds of medical Insurance offered are
- Individual medical insurance
- Group medical insurance
- Overseas medical insurance
Calculation of Medical Insurance
The premium amount depends on the sum insured (amount
of coverage) age of the member and also if one is taking
an individual or a group Insurance. Premium can be paid
on a monthly/quarterly/half yearly/ yearly basis.
Documents Required for Medical Insurance Claim
- Hospital/doctor report
- Memo of expenses incurred
- Salary Slip
Insurance companies offering Medical Insurance in
India
- United India Insurance Co. - Mediclaim Policy
- The New India Assurance Co. - Medical Plans
- ICICI Loambard - Online Medical Plans
- Bajaj Allianz - Medical Care
- HSBC - HealthFirst
Medical India Tourism in association with Indian Holiday,
offers information and details about Medical Insurance
in India. For details and other information regarding
medical tourism, please fill up the form below.
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